GUMM - Eliminate the Common Cold Message Board

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Biotech / Medical : GUMM - Eliminate the Common Cold

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From: StockDung	3/25/2010 6:24:19 AM
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"I suffer from a lack of smell (anosmia) and an altered sense of taste ( dysgeusia) caused by using over the counter Zicam nasal solutions. Without the ability to smell or taste properly I get food poisoning often. This requires a lot of necessary and urgent trips to Emergency Rooms. Emergency Rooms are the most uncomfortable and expensive hotels you can find. Last year I was grateful to only require one trip to the ER, but it still ended up costing $400+ the aftercare medication. Since I am so often sick I need medical insurance, or I would go broke quickly. This being the case I fear leaving my employer because I may be unable to get coverage for my existing conditions of anosmia and dysgeusia. I also know I cannot afford coverage outside my employer.+ associatedcontent.com How President Obama's Patient Protection and Affordable Care Act Affects Me Adjust font-size: + – Published March 24, 2010 by: Eric Jackson View Profile \| Follow \| Add to Favorites More:LadiesPatricks DayDavid CookBig StarU SmileAustinIrishI have been following coverage of the Patient Protection and Affordable Care Act closely because it directly affects me. I suffer from a lack of smell (anosmia) and an altered sense of taste ( dysgeusia) caused by using over the counter Zicam nasal solutions. Without the ability to smell or taste properly I get food poisoning often. This requires a lot of necessary and urgent trips to Emergency Rooms. Emergency Rooms are the most uncomfortable and expensive hotels you can find. Last year I was grateful to only require one trip to the ER, but it still ended up costing $400+ the aftercare medication. Since I am so often sick I need medical insurance, or I would go broke quickly. This being the case I fear leaving my employer because I may be unable to get coverage for my existing conditions of anosmia and dysgeusia. I also know I cannot afford coverage outside my employer. I currently have Aetna PPO through my employer, and they to not exclude me for any conditions. I worked as a Customer Service Rep (yes those bastards you talk to when you need to know your coverage) for Wellpoint's Lumenos Brand of consumer driven healthcare. I know how coverage varies from one employer to the next even under exactly the same plan. Now as a 25 year old with plenty of time ahead of me I don't need to worry about medical coverage when seeking employment. If I even wanted to quit my job and become a full time freelance writer I could be covered under the government plan. I even have the choice, thanks to the Sec. 2301, to go back under my parents insurance until I was 26 years old. I could save a lot of the money I'm spending below or pay off the debt I have from college. Sec. 2301 extends the prohibition of lifetime limits and prohibits pre-existing condition exclusions so I can work where ever I please. I often thought about my lifetime limit and as a Customer Service Rep I saw many normal people hit their limit due to accidents, unforeseeable conditions, or simply a lot of bad luck. You just simply don't have insurance after a preset amount often much less than $2,000,000.

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