The Residential Real Estate Crash Index Message Board

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Strategies & Market Trends : The Residential Real Estate Crash Index

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To: patron_anejo_por_favor who wrote (265234)	7/30/2010 3:43:13 PM
From: Les H	Read Replies (5) of 306849

State tells employees health insurance will rocket 37 percent premium increases for policies with dependent children The Department of Administration cited federal health reform as the reason the state's health plans will carry "greater expenses and higher premiums for members," according to a June 30 letter sent to about 135,000 state and university employees and their dependents. The letter named two provisions that the state expects will drive health-insurance costs higher. One is a requirement that insurance plans provide coverage for dependent children up to age 26. The other is the federal legislation's ban on lifetime limits, an insurance-industry practice that cuts coverage once an individual's medical expenses exceed a set amount over their lifetime. azcentral.com I could see families with healthy 'children' dodging this requirement and paying the nominal penalty. Insurers seem to be expecting the likelihood that the system is going to be gamed by the chronically ill.

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