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Politics : Formerly About Advanced Micro Devices
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To: combjelly who wrote (585175)9/14/2010 8:17:00 PM
From: TimF1 Recommendation  Read Replies (1) of 1573092
 

Then why were most of the bad loans written after 2001?

You provide nothing to show that this is true, but it would make sense as the quality of loans would start to go down as you get a greater expectation of houses prices going up, and that expectation would increase after you get an actual rise in house prices, and most of the run up of house prices happened after 2001. Also the loans made before 2001 would likely have been refinanced before they became obviously bad.
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