Ted, if you want to see the original reference of that quote:
ipa.org.au
Here's a sample of that report:
> In the US, for example, state regulations do not allow no-frills basic health insurance. Instead, they require insurance to cover anything from genetic tests and chiropractics, to acupuncture, marriage counselling or artificial insemination. Furthermore, insurers have to stick to community rating and guaranteed issues, which means that everyone has to be accepted and pays the same premium. There is, therefore, no possibility for proper risk-management. The result is unaffordable private insurance, which in turn has prompted more Americans to opt out of health insurance altogether. There is good evidence that, over the last decade, the steepest increase among uninsured Americans has occurred in the bracket of families well above the poverty level. People just seem to think that they don’t get their money’s worth with the available insurance packages.
Heh, imagine that, state regulations being the primary cause of unaffordable private health insurance.
Tenchusatsu |