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To: Judith who wrote (76)	11/17/1997 9:44:00 AM
From: John M. Hammer	Read Replies (1) of 602

Judith, I am participating in Farsight's Pilot Program. I also have two accounts (one margin, one IRA) at Waterhouse. While Waterhouse does charge $12 per trade on the web, and a good deal more for touch-tone or broker-assisted orders, Waterhouse offers all the other services that Farsight offers - bill payment, checking, ATM card, etc. - but almost entirely on better terms (example- no transaction fees on ATm withdrawals) and with lower fees (example- no IRA custodian fees). While I don't invest in OT:BB stocks myself, I have been told by Waterhouse staff that they do handle them. waterhouse.com Best wishes, John

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