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Politics : A US National Health Care System?

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To: Road Walker who wrote (23935)7/1/2012 1:55:48 PM
From: i-node3 Recommendations  Read Replies (1) of 42652
 
>> The "essence" of insurance is spreading risk.

Of course, that's what it is SUPPOSED to be.

But when you have a law that says, "You need not buy insurance today -- you can opt to pay a tax that is far less expensive than insurance, and IF you get sick, you are guaranteed the ability to obtain coverage at that time" -- that is not risk management.

What that does is to encourage people to go without insurance and that is precisely what is going to happen. If I can pay a few thousand dollars a year in taxes rather than $15K/year in insurance premiums, yet be assured that if get cancer I can take a policy that covers my treatment, am I really going continue paying the insurance premiums?
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