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Strategies & Market Trends : BAK - Investing
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To: normlasky who wrote (3062)7/11/2012 11:23:57 AM
From: Spekulatius1 Recommendation   of 3249
 
Re: WLP - anybody likes this health insurers.What got my attention is that they

I think more important than single payer system is to simplify and standardize. Germany has a standardized health care system (in terms of government set prices for procedures etc) but multiple mutual insurers competing. They have a much simpler job to do than the health insurers here, that have to negotiate prices and access individually. The german health insurers typically spent 5% of the premiums on G&A costs, while US insurers spent in the low single digits (12-15%) plus some profit margin of course.

Sometimes, public systems beat private systems in terms of efficiency.
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