So which phone should you get? Well, if you want to get a new phone now, I'd say go with the iPhone 5. Even though Nokia took the wraps off the Lumia 920 a full week earlier than Apple unveiled the iPhone 5, the Lumia 920 is still without a price or a release date. And that's likely to be the case until Microsoft releases Windows Phone 8. That's probably going to happen around Oct. 26, when Windows releases its other Windows 8 operating systems.

If you can wait, then the bigger question is which OS and app ecosystem you prefer. Apple iOS and Windows Phone are easy to use, but iOS positively trounces Windows Phone in the number and quality of apps available.