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Strategies & Market Trends : 2026 TeoTwawKi ... 2032 Darkest Interregnum

GLD 399.01

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Dec 19 4:00 PM EST

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To: Tommaso who wrote (95663)	10/19/2012 4:39:18 PM
From: Snowshoe	Read Replies (1) of 218640

>>The 403b plan that I had set no penalties for early withdrawal<< Same with my 457. When I was younger it was nice to know I had that extra cash stashed away that I could tap (without penalty) in case of emergency. However, somewhere along the line I was blindsided by a requirement to file paperwork stating an irrevocable start date for withdrawals. I suppose this happened when I left my employer, and on the spur of the moment I chose a date about a decade in the future, but well before age 70.5. Fortunately (for me) the law was changed to treat these like IRAs, so I regained the flexibility to defer these withdrawals for another decade. Your basic point is correct - the rules can change! Other possible changes being advocated by certain parties include: - Phase out of important tax deductions such as employer-provided health insurance and home mortgage interest. - Much higher gasoline taxes. - Tax on financial transactions.

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