Hi Sonki,
Thank you for your post. First let me say that I sincerely hope you get your wish and reach your goal in near future. As for the breakdown of your costs, well my friend, you are talking like a book, and it doesn't really work like that! There are incidntal expenses in running a house-hold that makes precsise planning impossible. I control better the expenses at my business than budget in running my family. You just can't dictate to your wife how many times a week she can go the hair-dresser! (GG)
Now about Israel Bonds, Yes you can buy those but directly through
Isreal Bonds organization in the United States. They are not availabe
on the market. As for Moody's rating, I don't care they mark Israel
Bonds AAA or -C, in my opinion these bonds are AAAAA. They are the maximum of reliablity and seriousness.
As for bonds rating, although your local bankers and brokers may not
agree, Bonds issued by Argentine, Brasill Chile, and Mexican governments are reliable and you can make a few percent more, and
count on their appreciation. Most brokers try to tell you not to buy them, becasue they themselves buy them!! If you check the records,
since 1945 non of these governments has failed to pay-back the investors! I can't say the same for Russia, Bulgaria, Romania and
Venezuela! Now, if one is interested in these bonds, he must invest
only in bonds with 3 to 5 years and not 30 years notes! In my case
I have 30% of my bonds portfolgio invested in Argentine and Mexican
bonds and the rest are AAA. I have done this for years and I have never lost. If you need the list of these bonds, look-up the IHT monday's issue.
If you need any more info, let me know.
Kind regards,
Yaacov |
