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Strategies & Market Trends : Dividend investing for retirement

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To: JimisJim who wrote (13367)12/11/2012 8:32:35 PM
From: E_K_S  Read Replies (1) of 34328
 
Jim

In your calculation do you consider capital gains tax or is everything you own in an IRA. I always look at the capital gains tax and when I add that into the equation, I go with the low dividend payer. In the taxable "income" portfolio, I keep my capital gains inside the portfolio and only sell when I can offset those gains w/ losses.

Managing the IRA account(s) this is not a factor. It's a much easier "trade" decision.

I am not sure if you use the same criteria in your analysis, so it helps other readers if you can delineate between your IRA and/or the taxable portfolio. So, yes taxes do matter. Also, I sell my high priced shares first when I sell because the capital gain is smaller.

EKS
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