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Politics : View from the Center and Left

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To: Alex MG who wrote (213807)	1/3/2013 2:48:02 PM
From: John Koligman	Read Replies (1) of 541604

As a full time trader I pay for my own health insurance and also have BC/BS. I'm hit by the same thing you are, if you read your policy I'm guessing it will say that it is 'grandfathered' and thus does not have to cover some of the new preventive procedures in the ACA... Your alternative is to either reapply for another policy, (in which case you will be covered by all the new provisions), or perhaps wait till the exchanges are operational and then apply. I'm assuming you also buy your own insurance, if you get it through your employer you should talk to your HR department about the coverage... Apparently the ACA is written is such a way that many of the preventive tests/procedures DON'T have to be covered by existing policies, while these policies will still be subject to things like the deletion of total dollar limits on coverage. Rather sneaky... Best regards, John PS - My wife had the procedure last year, and I can assure you that in the Chicago suburbs it WAS outrageously expensive, to the tune of thousands of dollars....

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