Ted Sorry for the delayed response. I did not say "perfect people only can “go to church”"

I said "only perfect people go to heaven"

Perfection is impossible to "attain" by keeping the Law. (That's why I quoted Phil 3:) It comes only through receiving the imputed righteousness of Jesus Christ through faith alone.

This righteousness was "earned" by Jesus through active and perfect obedience to the Law and imputed to our account by Grace through Faith.

"God made him who had no sin to be sin for us, so that in him we might become the righteousness of God."

I appreciated that you included this; "Yes, this doesn’t exclude repentance and faith."