President Barack Obama Message Board

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Politics : President Barack Obama

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Brian Sullivan

To: RetiredNow who wrote (138224)	10/5/2013 5:56:51 PM
From: Qualified Opinion	1 Recommendation Read Replies (5) of 149317

Before Obamacare and assuming one was relatively healthy, one could apply for a medically underwritten plan which required a current full physical, full blood and urine tests, full personal and family medical history. The insurance company would take the application including doctor's information then interview you by phone and either accept or reject you. If the insurance company accepts you, it would adjust the premium based on the risks disclosed in your submitted application. I was accepted as a clean submission at the lowest premium by BC/BS then Aetna. My current monthly premium is $273 per month under Aetna's PPO 2500 with lower max out of pocket and lower deductible percentage then Obamacare's silver plan. I was able to renew at $284 per month but it will expire in November, 2014. I will be thrown out of the plan in November, 2014 due to Obamacare. I'm perfectly healthy with zero medical expense for Aetna. Obamacare was signed into law on 3/23/2010 and eliminated medically underwritten plans beginning in 2014. I joined Aetna after 3/23/2010 therefore I'm not permitted to keep my current insurance plan on renewal in 2014.

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