President Barack Obama Message Board

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Politics : President Barack Obama

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To: RetiredNow who wrote (138306)	10/8/2013 4:30:24 PM
From: Road Walker	Read Replies (3) of 149317

Actuarial science is based on some common concepts like expected value. If a person is higher risk due then the cost to insure them is higher and they should be charge more. The way health insurance should work is that the cost should be calculated early on. Then divided and paid over the lifetime, per month. And compulsory. Otherwise you have the impossibility of the aged covering their huge medical expenses. Almost all young people will eventually be old people, so it's not like they are paying for someone else. As an effective alternative you have single payer. Which is really pretty close to the same thing, except the taxes/premiums are progressive.

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