SI
SI
discoversearch

We've detected that you're using an ad content blocking browser plug-in or feature. Ads provide a critical source of revenue to the continued operation of Silicon Investor.  We ask that you disable ad blocking while on Silicon Investor in the best interests of our community.  If you are not using an ad blocker but are still receiving this message, make sure your browser's tracking protection is set to the 'standard' level.
Politics : Politics for Pros- moderated
 Public ReplyPrvt ReplyMark as Last ReadFilePrevious 10Next 10PreviousNext  
To: LindyBill who wrote (549636)1/6/2014 8:20:19 PM
From: sm1th  Read Replies (1) of 793954
 
“Should small businesses be able to combine with each other to get better group rates than they can get on their own?
The differences between small business and large business plans are 2 dimensional. For small businesses, insurers offer standard plans at the same price to everyone. They are prohibited from considering demographics or designing custom plans. For large companies there is much more flexibility.

Realistically, the insurers cannot afford to evaluate demographics, asses risk and price custom plans for a company with 10 employees.

The primary source of lower premiums is in tailoring the benefits and provider pool. The rates may look lower, but the coverage is often less in subtle ways also.
Report TOU ViolationShare This Post
 Public ReplyPrvt ReplyMark as Last ReadFilePrevious 10Next 10PreviousNext  

HomeMailHotSubjectMarksPeopleMarksKeepersSettings
Terms Of UseContact UsCopyright/IP PolicyPrivacy PolicyAbout UsFAQAdvertise on SI
© 2025 Knight Sac Media.  Data provided by Twelve Data, Alpha Vantage, and CityFALCON News