Liberalism: Do You Agree We've Had Enough of It? Message Board

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Politics : Liberalism: Do You Agree We've Had Enough of It?

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TideGlider

To: TideGlider who wrote (165890)	3/18/2014 2:23:27 PM
From: jlallen	1 Recommendation Read Replies (1) of 224737

Normally, if people want to keep the house they file a Chapter 13 petition. That enables them to cure the mortgage default over a 3-5 year period depending on their plan. The homestead exemption might come into play in Chapter 7 cases, depending on how much equity is in the home (but that is rare), but those who file Chapter 7 are rarely folks who want to keep their home. FNMA/FHLMC paper which is the norm in the industry contains a waiver of homestead exemption to the originating lender.

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