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Politics : Liberalism: Do You Agree We've Had Enough of It?
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Sedohr Nod
To: Kenneth E. Phillipps who wrote (166073)3/24/2014 1:34:26 PM
From: sm1th1 Recommendation   of 224729
 
Too much insurance choice raises costs because of inefficiencies.
As usual, you speak about topics you know nothing about. In the individual/small business insurance markets, there are relatively few choices. The large business (over 50 employees) market is very competitive, and every plan is unique. Most large employers offer multiple plans. Even a small insurer currently manages over 1000 different plans. It is one thing which insurance companies are very good at. Not only are there no savings that result from reducing choice, there are certainly cost increases. The reason there are so many plans is to tailor plans to each employer's circumstances and minimize costs. You want to take that away.
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