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Politics : A US National Health Care System?

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To: Road Walker who wrote (35833)	4/16/2014 1:40:36 PM
From: TimF	1 Recommendation Recommended By gamesmistress Read Replies (1) of 42652

It seems like the CBO is projecting lower premiums because the plans will offer less - "lower payment rates for providers, narrower networks of providers, and tighter management of their subscribers’ use of health care than employment-based plans". The offer less part seems to be true (including higher deductibles in addition to those other points), but so far there isn't much to show that offering less is going to result in charging less. The average expected subsidy in 2014 is about $300 (or 6 percent) cheaper than the CBO's February projections. Cheaper than a projection, isn't what is usually thought of as cheaper. "Cheaper" usually means something like "it costs less than it used to". If all they are saying is that premiums will be lower than they had guessed they might be, well that's quite plausible, but not necessarily very meaningful. The CBO itself said it expects exchange plans will start to look more like employer plans when exchange enrollment ticks up in future years. If so then some of the "offer less" goes away and there will be even less reason to expect lower premiums.

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