Yeah, I'm in the same situation, but the rise was indeed due to the ACA. Same age, I'll be paying cr 750/each this coming year, and I consume no medical service. So all I want is cancer, etc, hedge. I was paying cr 165/month four years ago.
In some sense its not ACA that caused the price increase, it was that the individual market became like the employer group plans, with similar cost, its just that in the individual market with pre-existing underwriting, the only people buying insurance were healthier so the rates were lower. Now that not true, and the rates are now similar to the group plans. But the group plans are mostly paid by the employer, so the employee (i.e. the voter) was shielded for paying attention to how bad it was, whereas the self-employed see the full sticker shock.
Pretty much all the wage growth for decades in the USA middle-class has effectively gone to rising healthcare costs. Some people see this explicitly, and many people are shielded from seeing it. |
