>> They don't "earn" anything.
That's ridiculous.
They create a product line, organize it, advertise it, collect the money, pay costs of those sales, adjudicate claims, and reimburse providers. They handle appeals, set the policy provisions, and enforce them. And they guarantee competition as long as they're able to make a profit, and they provide financing for health care procedures that no one else has the money pay for. Not sure what about that isn't "earning".
Importantly, they do all this cost effectively.
>> Where's your facts to prove that bald faced lie? I just showed you ur health care costs are the highest in the world.
Those two points are, in no way related. Certainly, it is intuitive that they finance roughly half of the health care system. Half is financed by the US government (and a little by the states), the other half is financed by private health care companies. Or if you want to argue over who exactly finances the 10% uninsured, you could do that but it can be shown that insurance companies finance most of that, too.
Health care costs increases are a function of general inflation, cost shifts, technology costs, and government (not health insurer bureaucracy.
Please try to explain how health insurers have any role, whatsoever, in increasing costs.
You really probably ought to drop this subject if you don't know alittle more about it than your comments suggest. |
