"You flatter yourself.
Our financial successes are due more to luck (defined as random events that happened to work in our favor) than anything else. '
While I agree that there is an element of luck to it, the real issue is to have positioned yourself to take advantage of opportunities when "luck" presents them to you.
For instance.. A roommate of mine when I was in my very early 20's.
We both worked at the same company, made essentially the same salary. He came from a family that was much wealthier than my own, which in today's terms would have been considered "abstract poverty",. better off know as lower middle class back then.
However, there was one large difference.
Every week. When he received his paycheck, he went off to the bars, and by the middle of the next week, was essentially broke.
While I chose not to make the same choices. Instead, I saved my money and invested in Real Estate which paid off handsomely. Oh! I tried to convince him to do the same, his response was.. You live your life, I'll live mine.
Fast Forward 50 years, and he lives in Government Housing, has not a penny to his name.
He believes "the system" is unfair, and that the Govt. should take my money and give it to him for income equality. Long gone is the "You live your life, I will live mine" mantra.
But, he had the same opportunities at that point in time that I had, but he made different choices. There was no "Luck" involved here. It was simply "Poor Decision Making Skills" He chose to live for the day, and those choices followed him through his life..
Believe me.. I am no Genius. I only have a High School Diploma, in which I was a "average student" at best.
Thru my life I have taken advantage of many opportunities that I helped create, and I had the financial wherewithal to take advantage of them. But, that financial wherewithal came from good decision making through my life.. No Silver Spoon, No Luck.
In life.. You make your own Luck.
And so it goes,
PCSTEL |
