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Strategies & Market Trends : Dividend investing for retirement

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To: Steve Felix who wrote (29950)	11/3/2018 1:07:45 PM
From: maverick61	Read Replies (1) of 34328

OT - Healthcare - You definitely have to watch your step with the current system. Agreed. I recently retired a few months ago and am trying to work on my healthcare options now. It depends on whether my wife retires the first week of January or works til next July. But assuming she retires the first week of January, I am trying to manage keeping our income below the $32920 threshhold for ACA purposes. Problem is she will get some paid out accrued vacation in January (and there is a reason for her to work til January and not retire in December). So my plan will be to have her put all that in her 401k if possible. Looking at the ACA plans, there is a big impact on total out of pocket costs / deductibles if a family of 2 can stay below the $32K and change threshold. One question for anyone on the ACA plans as this will be my first year. Do co-pays on your drugs count toward your total out of pocket / deductible limits? I ask because I take one medication that would be a specialty medicine and subject to quite a high co-pay. Thanks

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