OT - Healthcare - Have a drink Elroy. lol! John is right, and you can look around Healthcare.gov all you want.
The good news for you is that the individual mandate was repealed, so no penalty for self insuring.
Since we can hold income down and get subsidies, I have no reason to look at other insurance, so only know what Healthcare.gov spits out.
Much depends on what state you live in. If you know where that will be, you can go to Healthcare.gov ( no
need to log in ) and it will redirect you to that particular states exchange if needed.
You would not get a subsidy at $120,000 and three kids.
I used my state of Pa., input 40 yr. old male, 35 year old female, two boys, 8 and 10, and a 6 year old girl.
Cheapest bronze plan - Plan covers 60% of total average cost of care.
Total premiums for the year $20,087.
Deductible $7,350 per individual, $14,700 per family.
Max out of pocket also $7,350 per individual, $14,700 per family.
Cheapest silver plan - Plan covers 70% of total average cost of care.
Total premiums for the year $26,917.
Deductible $3,500 per individual, $7,000 per family.
Max out of pocket $7,900 per individual, $15,800 per family.
Cheapest gold plan - Plan covers 80% of total average cost of care
Total premiums for the year $26,902.
Deductible $2,000 per individual, $4,000 per family.
Max out of pocket $7,350 per individual, $14,700 per family. |
