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Strategies & Market Trends : Dividend investing for retirement
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To: John Koligman who wrote (29973)11/4/2018 12:45:47 PM
From: maverick61  Read Replies (1) of 34328
 
This whole "chargemaster" thing is not fully accurate

Yes, every hospital / physician has a list of standard charges - just like any other business. It is what they charge. Insurance companies negotiate discounts off the list. But self-pay patients can get discounts off the list as well. You need to be upfront about it and inquire about self-pay / self-insured rates. Many physicians will offer them as will hospitals. But you need to ask - and preferably before any services are incurred.

If someone doesn't want to but insurance or is able to just buy a catastrophic plan off the exchange, they simply need to find a physician who offers self pay discounted rates
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