| | | One guy's opinion? The piece provides copious documentation about what he says. I could post endless articles about trying to 'find out' what a procedure will actually cost at a hospital with little or no success. One final item - I noticed in a prior post you mentioned 'skinny' plans as a possibility for Elroy. I went through the process at the United Healthcare website to apply - basically they say if you have not taken an Advil over the past five years they will issue you a policy, otherwise forget it. They also don't cover drugs, and have a yearly cap, so even with a policy if you have something significant occur you will potentially pay dearly out of pocket. They suck as insurance. Here is what they ask during the application process...
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Within the last 5 years, has any applicant received medical or surgical consultation, advice, or treatment, including medication, for any of the following: blood disorders, liver disorders, kidney disorders, chronic obstructive pulmonary disorder (COPD) or emphysema, diabetes, cancer, multiple sclerosis, heart or circulatory system disorders (excluding high blood pressure), Crohn’s disease or ulcerative colitis, or alcohol or drug abuse or immune system disorders? The person(s) named will not be covered under the policy/certificate.
NoYes
Has any applicant had testing performed and has not received results, or been advised by a medical professional to have treatment, testing, or surgery that has not been performed? The person(s) named will not be covered under the policy/certificate.
NoYes
Within the last 5 years, has any applicant received treatment, advice, medication, or surgical consultation for HIV infection from a doctor or other licensed clinical professional, or had a positive test for HIV infection performed by a doctor or other licensed clinical professional? The person(s) named will not be covered under the policy/certificate. |
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