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Strategies & Market Trends : Dividend investing for retirement

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To: John Koligman who wrote (29994)11/4/2018 5:43:58 PM
From: maverick61  Read Replies (1) of 34328
 
"Oh I don't know, probably as ludicrous as every single industry that creates a list price. Doesn't matter if you are buying healthcare, a car, a tractor, a lawnmower, audio equipment, potato chips, cereal, whatever. Companies put a sticker price / or manufactures list price on their product. Nothing ludicrous about it"

I got a laugh out of that one, last time I checked my local Honda dealer did not ask 150k for an Accord but said they would take a negotiated price of 30k....
Same concept, different scale. Every bag of potato chips I buy is stamped with a price from the manufacturer of $4.29. I never pay more than $2.50.

Fact is every industry has list prices. Healthcare is no different. You need to shop and/or request a discount just like you do in any purchase"If you select coverage with a narrow or limited network, it is your responsibility to know and see the doctors in your network. No one but you decides the physicians you will see

."Really? Please explain how that works when you go to the ER and find out all the ER physicians are contracted out?
Anyone can find exceptions to general practice. Go to the 85% of hospitals that do not outsource their ER docs to EmCare. The reality is the vast majority do not outsource. And there are big variances from state to state on hoe ER care can be billed. In many states, if you go to the ER it is covered under your insurance coverage based on the limits of your coverage. No difference if the ER docs have a contract with the insurance company or not. Blame your state if they allow otherwise
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