Monthly update: Seemed like the right time to fill out the growth / non income side. That's yet to be seen.
Preferreds did not hold up as well as I thought they might.
Best gift I gave this Christmas was $750 to each grandchild with instructions to buy Apple.
They each got four shares at $154 with about $130 cash left for the next purchase.
Both have had $5750 added to their accounts so far. $24,250 to go. :)
Unless something changes with healthcare, it won't make sense to withdraw from here until the
wife turns 65 end of Nov. 2020. Current shortfall for income @ $20k is $1063. 23 months of
income works out to about $36295. Not counting any cuts or raises works out to needing to add
$46 a month of income, which should allow for buying stocks with 2.92% yield on average.
Non-income producing shares: $24,572 / 8.82% of portfolio.
Object is to have $20k available for withdrawal without selling any income stocks.
Add below $20k, maybe sell something above $25k.
AMZN 5 / $7509
ENPH 1800 / $8514
FB 15 / $1966
GOOG 3 / $3106
ISRG 6 / $2873
VEND 500 / $340
WKHS 500? / $264
Investment / CurrentValue / PriorValue / PeriodChange %Change /EstimatedIncome /EstimatedYield
Nov. Total.... $306,034.02.... $293,183.74... $12,850.28... 4.4%.... $20,488.88.... 6.7%
Dec. Total.... $278,537.67.... $306,034.02.. ($27,496.35). (9.0)%.. $18,937.86.... 6.8%
YOC: 10.6% = $18,937 / $178,518
Income CAGR: 6.39% = $10,844 / $18938 / 9 years.
Income growth 2018 = $18,157 / $18,938 +4.29%
Income goal established 1/1/2013:
Income needs to be:
2014 $14,120
2015 $14,825
2016 $15,350
2017 $16,110 / $18,157 / +12.7%
2018 $16,915 / $18,938 / +11.9%
2020 $20,000
Since Jan. 1, 2017:
S+P 500 2674 to 2760 =.............. -6.6%%
My IRA $323,958 to $278,537 = ...… -19%
Since inception Jan. 1, 2010:
Now using this for long term S+P return w/dividend reinvest: dqydj.com
S+P 500 Since Jan. 1, 2010 =...... +152%
My IRA $178,517 to $278,537...... +56%
Bottom line, estimated income:
End Jan. 2010 $11,134
End Dec. 2010 $13,160
End Dec 2011 $14,836
End Dec. 2012 $17,371
End Dec. 2013 $18,563
End Dec. 2014 $22,093
End Dec. 2015 $18,514
End Dec. 2016 $20,984
End Dec. 2017 $18,157
End Dec. 2018 $18,938
Actual dividends received:
2010 total $12,317
2011 total $14,160
2012 total: $16,497
2013 total: $19,421
2014 total: $20,564
2015 total: $19,565
2016 total: $17,634
2017 total: $19,328
2018 total: $17,700
Trades:
12/04/2018 10:04:15 Bought 500 WKHS @ 0.6298 -321.88
12/04/2018 11:18:43 Bought 23 HRS @ 141.21 -3,254.78
12/04/2018 14:05:51 Sold 150 GLP PRA @ 24.945 3,734.73
12/04/2018 14:07:24 Bought 27 HRS @ 139.3836 -3,770.31
12/04/2018 14:22:09 Sold 300 ETP PRD @ 23.0976 6,922.20
12/04/2018 14:23:32 Bought 21 WHR @ 122.26 -2,574.41
12/04/2018 14:27:06 Bought 21 SNX @ 76.8576 -1,620.96
12/04/2018 14:30:20 Bought 21 IBM @ 122.22 -2,573.57
12/07/2018 13:56:21 Sold 125 MITT PRB @ 24.9596 3,112.95
12/07/2018 13:59:01 Bought 2 ISRG @ 494.5 -995.95
12/07/2018 14:59:41 Bought 2 ISRG @ 490 -986.95
12/07/2018 15:25:55 Bought 11 IBM @ 118.95 -1,315.40
12/13/2018 13:05:00 Sold 250 VTR @ 62.415 15,596.57
12/13/2018 13:05:35 Sold 300 LTC @ 44.4 13,312.84
12/13/2018 13:07:53 Bought 250 XAN PRC @ 25.0766 -6,276.10
12/13/2018 13:12:22 Bought 200 MITT PRB @ 24.8996 -4,986.87
12/13/2018 13:14:41 Bought 200 PEI PRC @ 19.0272 -3,812.39
12/13/2018 13:29:01 Bought 150 ETP PRD @ 22.8545 -3,435.13
12/14/2018 14:38:05 Bought 20 AAPL @ 166.51 -3,337.15
12/14/2018 14:39:08 Bought 20 WHR @ 113.25 -2,271.95
12/17/2018 09:58:51 Sold 150 CXW @ 20.9654 3,137.80
12/17/2018 09:59:26 Sold 40 CAH @ 49.015 1,953.62
12/17/2018 10:02:17 Bought 2 ISRG @ 480.4932 -967.94
12/17/2018 10:08:47 Bought 25 HRS @ 147.25 -3,688.20
12/17/2018 11:31:48 Bought 25 CE @ 86.01 -2,157.20
12/17/2018 13:42:54 Bought 44 SNX @ 80.15 -3,533.55
12/20/2018 11:48:42 Sold 100 MPW @ 16.5072 1,643.74
12/20/2018 11:48:42 Sold 245 MPW @ 16.505 4,043.64
12/20/2018 11:48:42 Sold 55 MPW @ 16.501 907.54
12/20/2018 11:59:35 Bought 16 HRS @ 134.68 -2,161.83
12/20/2018 12:11:11 Bought 14 AAPL @ 158.5986 -2,227.33
12/20/2018 12:48:47 Sold 200 MPW @ 16.5854 3,310.07
12/20/2018 13:34:56 Bought 300 ENPH @ 4.7267 -1,424.96
12/20/2018 13:41:35 Bought 10 AAPL @ 157.01 -1,577.05
12/21/2018 11:36:40 Bought 15 SNX @ 77.2 -1,164.95
12/21/2018 12:13:21 Bought 1 AMZN @ 1,396.01 -1,402.96
Dividends:
12/03/2018 00:00:01 ORDINARY DIVIDEND (JPC) 93.03
12/03/2018 00:00:01 ORDINARY DIVIDEND (FGB) 253.75
12/10/2018 00:00:01 QUALIFIED DIVIDEND (IBM) 89.49
12/17/2018 00:00:01 QUALIFIED DIVIDEND (WHR) 66.70
12/17/2018 00:00:01 QUALIFIED DIVIDEND (MITT PRB) 62.50
12/17/2018 00:00:01 ORDINARY DIVIDEND (PEI) 42.00
12/17/2018 00:00:01 QUALIFIED DIVIDEND (PEI PRC) 67.50
12/17/2018 00:00:01 PARTNERSHIP DISTRIBUTION (DCP PRB) 98.44
12/17/2018 00:00:01 QUALIFIED DIVIDEND (PMT PRB) 50.00
12/21/2018 00:00:01 ORDINARY DIVIDEND (AWF) 27.96
12/27/2018 00:00:01 QUALIFIED DIVIDEND (ARR PRB) 41.02
12/28/2018 01:45:38 QUALIFIED DIVIDEND (NEWT) 200.00
12/28/2018 14:04:48 QUALIFIED DIVIDEND (SFL) 105.00
12/31/2018 00:00:01 ORDINARY DIVIDEND (CBL PRD) 46.09
12/31/2018 00:00:01 ORDINARY DIVIDEND (UTG) 54.23
Holdings:
ABERDEEN GLOBAL DYNAMIC DIVIDE COM AGD 1,125 8.51 9,573.75 09/16/16 10,218.43 9.08 (644.68) 877.50 9.2%
ABERDEEN GLOBAL PREMIER PPTYS COM SH BEN INT
AWP 600 4.98 2,988.00 08/10/17 3,747.34 6.25 (759.34) 360.00 12.0%
AG MORTGAGE INVESTMENT TRUST 8% PRF SER B USD25
MITT PRB 200 24.20 4,840.00 12/13/18 4,986.87 24.93 (146.87) 400.00 8.3%
ALLIANCEBERNSTEIN GBL INC COM
AWF 400 10.53 4,212.00 10/05/16 4,985.54 12.46 (773.54) 335.60 8.0%
ALPHABET INC COM CL C
GOOG 3 1,035.61 3,106.83 11/08/18 3,228.95 1,076.32 (122.12) - -
ALTRIA GROUP INC COM
MO 25 49.39 1,234.75 11/12/18 1,537.20 61.49 (302.45) 80.00 6.5%
AMAZON.COM INC COM
AMZN 5 1,501.97 7,509.85 11/05/18 7,719.83 1,543.97 (209.98) - -
APPLE INC COM
AAPL 144 157.74 22,714.56 10/29/18 26,885.58 186.71 (4,171.02) 420.48 1.9%
ARBOR REALTY TRUST INC COM
ABR 750 10.07 7,552.50 07/27/18 8,328.95 11.11 (776.45) 450.00 6.0%
ARMOUR RESIDENTIAL REIT INC 7.875% PRF SERB
ARR PRB 250 24.03 6,007.50 07/30/18 6,250.65 25.00 (243.15) 492.25 8.2%
ASHFORD HOSPITALITY 7.375% PFD CUM SER F USD25
AHT PRF 300 18.57 5,571.00 07/30/18 7,242.95 24.14 (1,671.95) 553.20 9.9%
BLUEROCK RESIDENT GR INC REDEEMABLE PFD SER A %
BRG PRA 150 25.30 3,795.00 04/20/16 3,743.80 24.96 51.20 309.45 8.2%
BRAEMAR HOTELS & RESORTS INC 8.25% CUM PRF STK SER D USD
BHR PRD 200 21.80 4,360.00 11/28/18 4,565.23 22.83 (205.23) 412.60 9.5%
CAI INTERNATIONAL INC 8.5% SER A FXD FLOAG RATE
CAI PRA 150 22.92 3,438.00 07/31/18 3,798.16 25.32 (360.16) 318.75 9.3%
CAPITAL PRODUCTS PARTNERS COM STK NPV
CPLP 900 2.09 1,881.00 03/03/16 2,435.00 2.71 (554.00) 288.00 15.3%
CBL & ASSOCIATES PROPERTIES DEP SHS REP 1/10 7.375% PRF
CBL PRD 100 10.58 1,058.00 06/08/16 2,484.85 24.85 (1,426.85) 184.40 17.4%
CELANESE CORP COM
CE 25 89.97 2,249.25 12/17/18 2,157.20 86.29 92.05 54.00 2.4%
CITY OFFICE REIT INC COM
CIO 200 10.25 2,050.00 04/07/16 2,259.55 11.30 (209.55) 188.00 9.2%
COLONY CAPITAL INC 8.25% PRF SER B CUM RED
CLNY PRB 87 23.1416 2,013.32 06/08/16 2,138.56 24.58 (125.24) 179.48 8.9%
COMPASS DIVERSIFIED HOLDS SHRS 7.875%FXD FLTG RAT CUM SR B
CODI PRB 200 19.05 3,810.00 11/30/18 3,910.95 19.55 (100.95) 393.80 10.3%
CORENERGY INFRASTRUCTURE TRUST DEP SH REP 1/100 PFD SER A
CORR PRA 200 23.50 4,700.00 11/01/18 4,852.95 24.26 (152.95) 368.80 7.8%
DCP MIDSTREAM PARTNERS LP 7.875%CUM RED FIX FLT RATE
DCP PRB 200 21.68 4,336.00 07/27/18 5,062.95 25.31 (726.95) 393.80 9.1%
DYNAGAS LNG PARTNERS LP PFD UNIT SER A
DLNG PRA 100 20.60 2,060.00 05/03/16 2,197.00 21.97 (137.00) 225.00 10.9%
ENERGY TRANSFER PARTNERS LP 7.625%CUM RED PRP UNTS SR D
ETP PRD 150 22.92 3,438.00 12/13/18 3,435.13 22.90 2.87 285.90 8.3%
ENPHASE ENERGY INC COM
ENPH 1,800 4.73 8,514.00 11/14/17 6,039.32 3.36 2,474.68 - -
EXANTAS CAPITAL CORP 8.625% CUM RED FXD TO FLOAT
XAN PRC 250 24.00 6,000.00 12/13/18 6,276.10 25.10 (276.10) 539.00 9.0%
FACEBOOK INC COM CL A
FB 15 131.09 1,966.35 11/05/18 2,226.95 148.46 (260.60) - -
FIRST TRUST SPECIALTY FINANCE COM BEN INTR
FGB 1,450 5.21 7,554.50 03/01/17 9,800.73 6.76 (2,246.23) 1,015.00 13.4%
GASLOG PARTNERS LP UNIT 8.5%CUM RED PREP FXD FLTG
GLOP PRC 200 20.27 4,054.00 11/14/18 4,926.95 24.63 (872.95) 425.00 10.5%
GENERATION NEXT FRANCHISE BRND COM
VEND 500 0.68 340.00 11/07/18 416.95 0.83 (76.95) - -
HARRIS CORP DEL COM
HRS 91 134.65 12,253.15 12/04/18 12,875.12 141.48 (621.97) 249.34 2.0%
INTL BUSINESS MACHINES COM
IBM 89 113.67 10,116.63 10/18/18 10,782.53 121.15 (665.90) 558.92 5.5%
INTUITIVE SURGICAL INC COM
ISRG 6 478.92 2,873.52 12/07/18 2,950.84 491.81 (77.32) - -
IRON MOUNTAIN INC COM
IRM 271 32.41 8,783.11 01/12/18 9,227.93 34.05 (444.82) 662.32 7.5%
LADDER CAP CORP CL A
LADR 520 15.47 8,044.40 08/02/18 8,732.12 16.79 (687.72) 707.20 8.8%
MEDICAL PROPERTIES TRUST INC COM
MPW 1,250 16.08 20,100.00 01/17/06 11,200.00 8.96 8,900.00 1,250.00 6.2%
NEWTEK BUSINESS SERVICES CORP COM
NEWT 400 17.44 6,976.00 07/31/18 8,399.46 21.00 (1,423.46) 720.00 10.3%
NUVEEN ENERGY MLP COM
JMF 1,150 8.12 9,338.00 11/07/17 11,598.94 10.09 (2,260.94) 1,150.00 12.3%
PENNSYLVANIA RL ESTATE INVT SH BEN INT
PEI 200 5.94 1,188.00 04/19/18 1,874.38 9.37 (686.38) 168.00 14.1%
PENNSYLVANIA RL ESTATE INVT 7.2% CUM RED PFD SER C
PEI PRC 350 16.09 5,631.50 11/01/18 7,145.59 20.42 (1,514.09) 630.00 11.2%
PENNYMAC MTG INVEST TRUST 8% FXD FLTG CUM RED PFD B
PMT PRB 100 23.4377 2,343.77 06/30/17 2,491.95 24.92 (148.18) 200.00 8.5%
REAVES UTILITY INCOME FD COM SH BEN INT
UTG 319 29.43 9,388.17 01/03/14 8,695.48 27.26 692.69 650.76 6.9%
SABRA HEALTHCARE COM
SBRA 600 16.48 9,888.00 07/27/18 12,610.67 21.02 (2,722.67) 1,080.00 10.9%
SHIP FINANCE INTERNATIONAL COM
SFL 300 10.53 3,159.00 07/05/16 4,238.73 14.13 (1,079.73) 420.00 13.3%
SOTHERLY HOTELS INC COM
SOHO 200 5.61 1,122.00 10/22/18 1,380.95 6.90 (258.95) 100.00 8.9%
SOTHERLY HOTELS INC 7.875% CUM RED PER PFD SHS
SOHOO 100 21.894 2,189.40 11/05/18 2,502.45 25.02 (313.05) 196.90 9.0%
SYNNEX CORPORATION COM
SNX 135 80.84 10,913.40 10/18/18 10,551.91 78.16 361.49 189.00 1.7%
WHIRLPOOL CORP COM
WHR 99 106.87 10,580.13 10/22/18 11,324.67 114.39 (744.54) 455.40 4.3%
WORKHORSE GROUP INC COM
WKHS 500 0.528 264.00 12/04/18 321.88 0.64 (57.88) - - |
