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Strategies & Market Trends : John Pitera's Market Laboratory
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To: robert b furman who wrote (22020)8/2/2019 2:21:28 PM
From: Elroy Jetson  Read Replies (1) of 33421
 
Because of Obamacare through Blue Shield we had to pay $57,000 a year less in insurance premiums - and we found our Doctor was not on the Blue Shield Obamacare list of providers.

If we had kept our Blue Shield HSA PPO policy, we found Blue Shield of California had removed our Doctor from their list of PPO providers.

So either way, we would have needed to find a new in-network Doctor.

Change turned out to be a very good thing, but without Blue Shield of California initiating that change, inertia would have probably kept going to see than same Doctor. In retrospect it's clear he was having problems and Blue Shield knew more about this than we did.
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You know Bob, most of your employees now qualify for free Medicaid which is a real God-send for them in comparison with the insurance plan you previously offered them. Virtually all of your employees not on Medicaid qualify for Obamacare which is also a big step-up in healthcare quality coupled with a reduction in their out-of-pocket costs.

If you're concerned about your employees, you should offer free financial and psychological counseling to those employees who haven't made the switch. They either don't understand the savings or they have emotional problems.
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