I'm not trying to beat any index, but it gives me some comfort if I can beat composite stock indices and especially the S&P. This is because people tell me, well you can't beat the index because you have maybe 300 or more positions, and therefore you are the market, so performance should equal the market, or even be less depending on transaction costs, etc.
Looks to me like I kind of did beat the S&P though this year, after not beating it for several years.
S&P: 31.49%
My largest taxable account: +50% (FANG helped)
IRA (largest holding, >150 positions): +30%
Rollovers (ROTHs) range 16-64% (16%=poor oil picks & Chinese small caps in that Roth)
overall, per broker: 34.6%
2nd Broker 31.2%
I've no idea how brokers figure results. I've moved monies among the different funds and withdrew monies for living expenses, RMD and taxes. I added no outside money to these accounts in 2019. (I don't have money to add.) I don't have any backup/failsafe positions (other than Social Security), no bonds or bond funds, and cash in bank only about $1k. A couple of rental properties provide some living expenses.
I believe 2019 will be the last year I focus so much on capital gains through stock appreciation. I'm raising cash; I'm continuing to look at more dividend-paying stocks and placing more money into these. I'm looking at withdrawing money and buying annuities.
At my old age, and in this up market, it may be the right time to make some changes. |
