Beginning with our IPO in 2009, we set out to build a diversified finance company that would provide safe and stable returns through all market cycles. We have financing lines with over 20 different counterparties with a weighted average maturity in excess of 5 years. We also have over $3 billion of unencumbered assets and no corporate debt maturities in 2020.As of today, STWD has approximately $800 million in cash. Our multi-cylinder platform provides us with additional sources of incremental liquidity.