Thanks Bob. I've been here before the oil slump, but after, didn't have the ability to fix it quickly.
  Seems the change started when I bit the bullet, sold some income stocks, and stepped into growth, AMZN,  FB, ISRG, ENPH etc., during the big pullback in Dec. 2018. I've got the income back now.
  Some numbers from my end Nov. 2018 update:
  Estimated income $18,738  Now $22,830
  S+P 500 Since Jan. 1, 2010 =...... +205.49% Now +240%  My IRA $178,517 to $293,184...... +64% Now +146%
  ENPH 11,250 shares. 19.4% of portfolio non income producing.  Didn't list it, but roughly $58,400. Now $147,929 / 33.72%
  Two steps forward, one step back on catching up to the S+P, but an old guy has to have something to do. |