KD, I may not be the most qualified to anwser your question regarding how many people will sign up for the service, but this is my view in relation to your parents not using the ATM(or best friend as I've heard friends refer to itas):
Human nature resists change, it is the proverbial dark room, or the unknown that turns the average person off in the begining. No I don't believe we will see the initial surge some bulls claim will happen. Would be nice, but I shant hold my breath. Not with standing though, we are generally like a heard of cattle though, and once the group turns the corner, the majority do follow. The few that don't just keep going in the same dirrection previously charted. even over a cliff if it's in the path.
I suppose what I'm saying is this: If you look, you can still find manual type writers being used. But as proven in the past 20 years or so, they have become little more than antiques. No doubt being used by antiques as well. Look at how long it took the majority of people to get comfortable using their ATMs. Not long. I think we can look to them[ATM] for some base to formulate a user %. Perhaps a little slower as the bill payer must first have a P.C.(generally speaking.)
But, if you already have a p.c., and aren't too parinoid that someone is monitoring your records, it would only make sense to convert to on-line bill paying. No?August. |
