SI
SI
discoversearch

We've detected that you're using an ad content blocking browser plug-in or feature. Ads provide a critical source of revenue to the continued operation of Silicon Investor.  We ask that you disable ad blocking while on Silicon Investor in the best interests of our community.  If you are not using an ad blocker but are still receiving this message, make sure your browser's tracking protection is set to the 'standard' level.
Strategies & Market Trends : Dividend Growth Investing and chit chat.

 Public ReplyPrvt ReplyMark as Last ReadFilePrevious 10Next 10PreviousNext  
To: LegitDGIguy who wrote (1430)12/6/2021 12:08:42 PM
From: DaveVK7 Recommendations

Recommended By
bikedude
cemanuel
Cub Fan
ddbpaso
eaglebear

and 2 more members

  Read Replies (1) of 2146
 
I guarantee you that Cramer's 25% returns did not include the returns on his cash.

That’s the conundrum. Everybody would like to be able to invest when sudden price drops present opportunities, but in the meantime the cash earns nothing. I don’t believe statements like Cramer's because the person never figures the 0% return they’re getting on the cash. They’ll say it’s “off to the side” or “doesn’t count” in their claim.

I have 2 categories of money: Non-investable (retired cash, combination of emergency funds and operating cash) and investable (everything else). If it's investable but not invested ( ie, in cash) then it’s earning nothing and pulls down the overall returns of my investing activities. Unless the market crashes, in which case 0% on the cash pulls UP the overall returns.

You’ll need to think about your goals, and how to figure returns, to answer your own question. For me, my investable money is almost 100% fully invested 100% of the time.

Dave
Report TOU ViolationShare This Post
 Public ReplyPrvt ReplyMark as Last ReadFilePrevious 10Next 10PreviousNext