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To: OldAIMGuy who wrote ()	2/8/1998 1:22:00 PM
From: Bernie Goldberg	Read Replies (1) of 221

Hi Tom, This looks like a good idea for and AIM site. Since you started it I have a question. Both Ann and I are making initial deposits of $2000 in Roth IRAs. Because of our age and recent semi-retirement I have decided that taxwise it would not be a good idea to convert our regular SEP IRA over to ROTH. I don't see any reason to not be putting any new funds into a Roth IRA. I can't see doing too much with AIM with only $2000 in an IRA so one of my solutions is Twinvest, but I am not sure how to start. Do I make an initial purchase of say $1000 and go from there or what? Another thing I have thought of is to consider the new IRA an addition to an already established AIM such as APCC which has been real good to me as you know. I don't think it would make to much difference to Newport if the shares of stock were in two different accounts. What is you opinion? Bernie

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