| | | Re: YOUNG FOLK PORTFOLIO ... UPDATED 10/29/22
This portfolio, formally known as Project $3 Million went public at the end of 2009 with $42,205.
Portfolio Objective: $3 Million
Income Objective: $120k/year
Time To Retirement: 40 years
$500/mo. contribution.
Has been raised to $600 monthly beginning in 2022.
This portfolio is now in its 13th year and here are the latest numbers:
The portfolio value needs to grow at an 8.25% CAGR.
The dividend cash flows need to grow at a 13.8% CAGR.
So far, after 12 years, the portfolio is ahead of schedule in meeting these objectives.
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WHERE THE PORTFOLIO STANDS: Dividend Cash Flows:
.......... 2021 .......... 2022
Jan - $300.02 ... $1,336.59**
Feb - $511.62 ... $483.84
Mar - $794.98 ... $905.76
Apr - $409.57 ... $401.05
May - $500.55 ... $475.52
Jun - $751.57 ... $978.50
Jul - $488.64 ... $409.29
Aug - $557.21 ... $582.28
Sep - $842.26 ... $1,056.20
Oct - $458.34 ... $300.55
-----------------------------------
Tot - $5,614.76 ... $6,929.58
Difference +$1,314.82
YTD ... +23.4%
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TAXABLE ACCOUNT:
Portfolio Value: $202,236
Annual Dividends: $4,227
Portfolio Yield: 2.09%
5 Year Dividend Growth: 8.1%
Beta: 0.69
Holdings: 20
ROTH ACCOUNT:
Portfolio Value: $107,784
Annual Dividends : $2,509
Portfolio Yield: 2.33%
5 Year Dividend Growth: 9.0%
Beta: 0.81
Holdings: 20
A full position = $8,000 in the Taxable Account -- $4,000 in the Roth.
** Denotes the holding is in the Roth.
--------------------------------------------
Comp. .. Position Size .. % Gain/Loss
CONSUMER STAPLES:
PEP ..... $11,034 ... +85.9%
PG ....... $9,124 ..... -4.5%
SYY ..... $8,446 ..... +66.5%
COST .. $6,645 ..... +84.8% **
MKC .... $4,201 ..... +10.9% **
UTILITIES:
SO ...... $9,449 ... +42.9%
NEE .... $8,918 ... +56.9%
D ......... $8,676 ... -7.1%
DUK .... $6,547 ... +3.7% **
AWK ... $4,135 ... +23.0% **
HEALTHCARE:
JNJ .... $11,280 ... +94.7%
ELV .... $10,360 ... +24.2%
ABT .... $8,850 ..... +46.8%
ABBV .. $6,054 .... +20.2% **
LLY ..... $5,783 .... +28.0% **
TMO ... $5,551 .... -14.7% **
CONSUMER DISCRETIONARY:
MCD .... $12,775 ... +174.4%
DG ....... $11,139 ... +200.6%
HD ....... $9,739 ..... +54.3%
TGT ..... $9,495 ..... +84.5%
NKE ..... $7,846 .... +23.0%
DPZ ..... $7,700 ..... -3.8%
DHI ...... $4,543 ..... -3.0% **
TSCO .. $4,489 ..... +7.6% **
FINANCIALS:
SPGI ... $4,263 ... -12.3% **
REAL ESTATE:
O ...... $7,560 ... +18.0% **
PLD .. $6,586 ... -5.9% **
LSI ... $6,514 ... -2.1% **
INDUSTRIALS:
LMT .... $15,234 ... +148.0%
DE ...... $11,544 ... +159.7%
NSC ... $8,557 ..... +41.0%
CAT .... $6,149 ..... +71.8% **
CTAS .. $5,148 .... +7.4% **
PH ...... $4,689 ..... +2.1% **
INFORMATION TECHNOLOGY:
ADP .... $12,780 ... +252.2%
MA ...... $9,289 ..... +53.4%
NVDA .. $4,429 ..... -30.6% **
MATERIALS:
SHW ... $4,096 ... -12.2% **
APD .... $4,087 ... -0.5% **
COMMUNICATIONS:
TU ... $6,316 ... -5.1% **
ENERGY:
NONE
The maximum cash contribution for the Roth has been made for 2022 so no further cash is going into this account. I have all holdings in the Roth set up for dividend reinvestment, dividends in the Taxable Account are collected in cash and reinvested selectively.
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Highlights Since Last Report: (9/3/22)
MCD increased the dividend by 10.0%
LMT increased the dividend by 7.1%
ABBV increased the dividend by 5.0%
O increased the dividend by 0.2% for the third time this year
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Portfolio Notes:
I sold the non-dividend companies, CEF's and high yield ETF's which ended up lowering the forward 12 month dividend cash flow by $269. Since I was ahead of schedule with dividend cash flow, I took advantage of increasing the dividend growth going forward. The cash from the non-dividend paying companies made up most of the lost dividend cash flow from the high yield assets. |
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