Re: YOUNG FOLK PORTFOLIO ... UPDATED 8/29/23
This portfolio, formally known as Project $3 Million went public at the end of 2009 with $42,205.
Portfolio Objective: $3 Million
Income Objective: $120k/year
Time To Retirement: 40 years
$500/mo. contribution.
Has been raised to $600 monthly beginning in 2022.
This portfolio has now finished its 13th year and here are the latest numbers:
The portfolio value needs to grow at an 8.25% CAGR.
It has grown at a 16.83% CAGR.
The dividend cash flows need to grow at a 13.8% CAGR.
It has grown at a 21.07% CAGR.
So after 13 years, the portfolio is ahead of schedule in meeting these objectives.
Portfolio Value: $321,476 -- (an $8,000 withdrawal was made in January)
Annual Income: $5,175
Portfolio Yield: 1.61%
Dividend Growth 5 years: 10.0%
Holdings: 30
Dividend Safety:
90% is likely safe
10% is unrated (IHI, SMH and SPY)
IHI is a Medical Devices ETF.
SMH is a semiconductor ETF.
SPY is an S&P 500 Index ETF.
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PORTFOLIO BREAKDOWN ... Taxable Account
Comp ... % Gain/Loss .. Position Size ... Annual Income
ADP ........ +262.6% .... $13,441 ... $265
MCD ....... +177.6% .... $13,269 ... $285
DE .......... +164.8% .... $11,681 ... $145
LMT ........ +123.5% .... $14,343 ... $384
MA .......... +91.6% ..... $11,475 ... $63
PEP ........ +82.7% ..... $10,991 ... $308
HD .......... +61.6% ..... $11,843 ... $300
DG .......... +48.1% ..... $7,783 .... $118
ABT ........ +44.3% ..... $10,334 ... $204
SO ......... +43.2% ...... $10,214 ... $420
NEE ...... +22.0% ....... $9,404 .... $261
NSC ...... +19.9% ...... $10,069 ... $259
NVDA .... +18.7% ...... $11,289 ... $3
SYY ...... +18.3% ....... $10,079 ... $288
ACN ...... +5.2% ......... $8,377 .... $116
AAPL ..... +1.7% ........ $8,238 .... $43
IHI ......... +0.4% ....... $10,029 .... $49
MSFT .... -0.6% ...... $8,165 .... $67
----------------------------------------------------------
............. +50.9% ..... $191,019 ... $3,583
=======================================
PORTFOLIO BREAKDOWN ... Roth Account
Comp ... % Gain/Loss .. Position Size ... Annual Income
LLY ........ +77.3% ..... $10,004 .... $81
COST .... +61.1% ..... $9,090 ...... $68
CAT ....... +58.0% ..... $10,553 .... $196
PH ......... +29.5% .... $9,225 ..... $131
DHI ........ +23.2% ... $10,869 ... $93
SMH ...... +21.7% ... $20,511 .... $159
CTAS ..... +15.8% ... $9,069 ..... $97
APD ....... +9.1% ..... $7,060 ..... $169
SHW ...... +4.3% ..... $7,662 ..... $68
TSCO .... +4.2% ..... $8,128 ..... $150
SPGI ...... +4.1% .... $7,503 ..... $68
SPY ....... -0.1% ..... $20,975 ... $305
-----------------------------------------------------------
............. +20.5% ... $130,649 ... $1,591 |
