Re: YOUNG FOLK PORTFOLIO ... UPDATED 10/14/23
This portfolio, formally known as Project $3 Million went public at the end of 2009 with $42,205.
Portfolio Objective: $3 Million
Income Objective: $120k/year
Time To Retirement: 40 years
$500/mo. contribution.
Has been raised to $600 monthly beginning in 2022.
This portfolio has now finished its 13th year and here are the latest numbers:
The portfolio value needs to grow at an 8.25% CAGR.
It has grown at a 16.83% CAGR.
The dividend cash flows need to grow at a 13.8% CAGR.
It has grown at a 21.07% CAGR.
So after 13 years, the portfolio is ahead of schedule in meeting these objectives.
Portfolio Value: $306,378 -- (an $8,000 withdrawal was made in January)
Annual Income: $5,223
Portfolio Yield: 1.70%
Dividend Growth 5 years: 9.8%
Holdings: 27
Dividend Safety:
91% is likely safe
9% is unrated (SMH and SPY)
SMH is a semiconductor ETF.
SPY is an S&P 500 Index ETF.
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PORTFOLIO BREAKDOWN ... Taxable Account
Comp ... % Gain/Loss .. Position Size ... Annual Income
ADP ....... +249.5% ... $13,185 ... $266
MCD ...... +141.8% ... $11,733 ... $315
DE ......... +127.8% ... $11,741 ... $166
LMT ....... +118.2% ... $14,213 ... $406
MA ........ +76.4% ... $11,860 ... $67
PEP ...... +48.2% ... $11,253 ... $355
HD ........ +35.0% ... $12,023 ... $344
SO ........ +33.4% ... $11,515 ... $484
ABT ...... +21.0% ... $10,503 ... $235
NSC ..... +14.8% ... $9,645 ... $259
NVDA ... +7.6% .... $12,790 .. $4
SYY ..... +7.0% ..... $9,109 ... $288
MSFT ... -0.5% ... $12,651 ... $115
AAPL .... -1.8% ... $12,371 ... $66
ACN ..... -3.2% ... $12,061 ... $206
--------------------------------------------------------
............ +38.7% ... $176,654 ... $3,583
=======================================
PORTFOLIO BREAKDOWN ... Roth Account
Comp ... % Gain/Loss .. Position Size ... Annual Income
LLY ........ +95.3% ... $11,020 ... $81
COST .... +69.1% ... $9,537 ..... $68
CAT ....... +51.7% ... $10,131 ... $196
PH ......... +22.5% ... $8,725 ..... $131
CTAS .... +18.7% .... $9,291 ..... $97
SMH ...... +16.5% ... $20,018 ... $161
DHI ........ +9.5% ..... $9,661 ..... $93
APD ....... +5.7% .... $7,632 ..... $187
SPGI ..... -3.7% ..... $7,672 ..... $75
SPY ...... -3.8% ..... $20,614 ... $310
SHW .... -4.3% ..... $7,662 .... $75
TSCO ... -5.9% ..... $7,760 .... $159
----------------------------------------------------
............. +16.0% .... $129,724 ... $1,639
=============================================
PORTFOLIO HOLDINGS COMBINED:
Comp. ... % Of Portfolio Value
SPY ........ 6.7%
SMH ....... 6.5%
LMT ....... 4.6%
ADP ...... 4.3%
NVDA .... 4.2%
MSFT ... 4.1%
AAPL .... 4.0%
ACN ..... 3.9%
HD ....... 3.9%
MA ....... 3.9%
DE ...... 3.8%
MCD ... 3.8%
SO ...... 3.8%
PEP .... 3.7%
LLY ..... 3.6%
ABT ....... 3.4%
CAT ....... 3.3%
DHI ....... 3.2%
NSC ..... 3.1%
COST ... 3.1%
CTAS ..... 3.0%
SYY ....... 3.0%
PH ......... 2.8%
TSCO .... 2.5%
SPGI ..... 2.5%
SHW ..... 2.5%
APD ...... 2.5%
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27 holdings and I intend on bringing it down to 25 in 2024. All holdings are on dividend reinvestment at this time. |
