If I do dabble with penny-stocks and such (and I most certainly don't want to), I would rather do it in a taxable account. Thereby, if I lose everything, I can at least get back some from the taxman. In an IRA/Roth-IRA, that is not possible -- if I lose everything, I have lost absolutely all of it. Period.
I would include only the most mature companies in my IRA/Roth-IRA. For instance, my IRA portfolio has SON, SYY, PLL, WRE, WMT, KELYA. I have no intention whatsoever of deviating from that policy.
Dipy. |
