Re: YOUNG FOLK PORTFOLIO ... UPDATED 11/23/23
This portfolio, formally known as Project $3 Million went public at the end of 2009 with $42,205.
Portfolio Objective: $3 Million
Income Objective: $120k/year
Time To Retirement: 40 years
$500/mo. contribution.
Has been raised to $600 monthly beginning in 2022.
This portfolio has now finished its 13th year and here are the latest numbers:
The portfolio value needs to grow at an 8.25% CAGR.
It has grown at a 16.83% CAGR.
The dividend cash flows need to grow at a 13.8% CAGR.
It has grown at a 21.07% CAGR.
So after 13 years, the portfolio is ahead of schedule in meeting these objectives.
Portfolio Value: $326,404 -- (an $8,000 withdrawal was made in January)
Annual Income: $5,235
Portfolio Yield: 1.60%
Dividend Growth 5 years: 9.4%
Holdings: 26
Dividend Safety:
90% is likely safe
10% is unrated (SMH and SPY)
SMH is a semiconductor ETF.
SPY is an S&P 500 Index ETF.
------------------------------------------
PORTFOLIO BREAKDOWN ... Taxable Account
Comp ... % Gain/Loss .. Position Size ... Annual Income
ADP ...... +226.4% ... $12,314 ... $298
MCD ..... +174.6% ... $13,321 ... $315
LMT ...... +122.8% ... $14,514 ... $406
DE ........ +120.9% ... $11,475 ... $167
LLY ....... +90.8% ..... $10,765 ... $81
MA ....... +81.7% ..... $12,245 ... $68
COST .. +65.2% ..... $10,972 ... $75
PEP ..... +56.8% ..... $11,902 ... $355
HD ....... +43.0% ..... $12,735 ... $344
SO ....... +39.5% ..... $12,041 ... $484
CAT ..... +39.3% ..... $9,302 .... $196
ABT ..... +36.6% .... $11,934 ... $237
PH ....... +34.4% .... $9,576 .... $131
DHI ...... +34.2% ... $11,838 ... $111
CTAS ... +28.4% ... $10,056 ... $97
SMH .... +25.2% ... $23,650 ... $175
NSC .... +22.2% ... $10,268 ... $259
SYY ..... +21.7% ... $10,451 ... $290
NVDA .. +15.3% ... $13,706 ... $4
MSFT .. +14.7% ... $14,586 ... $115
SPGI ... +9.9% .... $8,816 ..... $76
ACN .... +6.8% .... $13,365 ... $207
SHW ... +6.4% .... $8,632 ..... $76
AAPL .. +5.0% .... $13,250 ... $66
APD .... +2.5% .... $8,581 ..... $219
SPY .... +2.2% .... $26,111 ... $373
All holdings are now in the green. ... The portfolio is down to 26 holdings and in January I will be selling NSC and SYY, bringing the number of holdings down to 24. The proceeds from those two sales will go into SPY at that time. |
