Young and Older Folk Portfolio Message Board

STOCKTALK

We've detected that you're using an ad content blocking browser plug-in or feature. Ads provide a critical source of revenue to the continued operation of Silicon Investor. We ask that you disable ad blocking while on Silicon Investor in the best interests of our community. If you are not using an ad blocker but are still receiving this message, make sure your browser's tracking protection is set to the 'standard' level.

Strategies & Market Trends : Young and Older Folk Portfolio

Public Reply Prvt Reply Mark as Last Read File

Previous 10 Next 10 Previous Next

Recommended by:

ddbpaso

Markbn

Waitress

To: chowder who wrote (8553)	8/25/2024 10:58:04 AM
From: SeeksQuality	3 Recommendations Read Replies (1) of 21849

The equity holdings are at least aggressive as SPY, likely with a growth slant. The CEFs don't really alter that, they just help to convert the gains to income. The 20% cash holding does bring the risk profile down, so my guess is that the account level beta is between 0.80 and 0.85 once the CDs are factored in, but you'll get a better estimate from a portfolio X-ray tool on the equity positions. Just multiply the answer by 0.80 (since it is 20% CDs) to get the overall beta. That's at the upper end of the reasonable range for a retirement income portfolio, but if the primary objective is capital preservation and growth then it is likely properly positioned. I would use 80% SPY/20% Treasuries as the benchmark.

Report TOU Violation

Share This Post

Public Reply Prvt Reply Mark as Last Read File

Previous 10 Next 10 Previous Next