Re: Older Folk Portfolio 2.0 (OFP 2.0) ... Update
Older Folk Portfolio 2.0 objectives:
This portfolio wants to combine growth, income and capital preservation, especially capital preservation. It's a blend of objectives.
Since this portfolio is a blend of growth and income, I'm using VWELX as a benchmark as it too is a blended growth and income fund.
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YTD Performance: (11/17/24) According to Schwab,
Taxable Account ... +18.29%
Non Taxable ......... +16.37%
VWELX ................ +14.41%
Portfolio Value: $2,022,079
Annual Income: $81,455
Portfolio Yield: 4.03%
Holdings: 73
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Symbol ... % of portfolio
SWVXX .... $379,000 ... 18.7% (money market fund)
SPY ........ $102,506 ... 5.1%
AAPL ...... $86,625 ..... 4.3%
MSFT ..... $78,850 ..... 3.9%
SMH ....... $65,986 ..... 3.3%
XLK ........ $58,321 ..... 2.9%
SCHG ..... $51,262 .... 2.5%
NVDA ..... $49,693 .... 2.5%
SPMO .... $46,950 .... 2.3%
COST ..... $45,354 .... 2.2%
CAT ........ $42,248 .... 2.1%
ISRG ....... $39,571 ... 2.0%
MA .......... $39,142 ... 1.9%
ABBV ..... $38,773 .... 1.9%
BRK.B .... $37,622 .... 1.9%
AFL ........ $36,958 ..... 1.8%
SO .......... $35,786 ... 1.7%
PGR ....... $34,695 ... 1.7%
HD .......... $34,695 ... 1.7%
OBDC .... $32,796 .... 1.6% (largest BDC)
DUK ....... $29,164 .... 1.4%
GD ......... $28,799 ... 1.4%
ET .......... $27,664 ... 1.4%
RTX ....... $26,669 ... 1.3%
AIO ........ $26,661 ... 1.3% (largest CEF)
MAIN ..... $26,080 ... 1.3%
EPD ....... $22,385 ... 1.1%
WEC ...... $20,576 ... 1.0%
AFB ........ $20,340 ... 1.0% (Muni Bond CEF)
AMGN .... $19,853 ... 1.0%
EVN ....... $19,370 ... 1.0% (Muni Bond CEF)
EIM ....... $19,092 ... 0.9% (Muni Bond CEF)
EFT ....... $18,218 ... 0.9%
KO ......... $17,508 ... 0.9%
AVK ....... $17,508 ... 0.9%
EOS ...... $17,078 ... 0.8%
ETW ....... $15,895 ... 0.8%
JRI ......... $15,707 ... 0.8%
ETY ....... $14,820 ... 0.8%
ARDC .... $13,249 ... 0.7%
CMG ...... $13,249 ... 0.7%
JFR ........ $12,238 ... 0.6%
EOI ........ $11,878 ... 0.6%
NBXG .... $11,704 ... 0.6%
CAVA ..... $11,028 ... 0.5%
CCD ...... $10,526 ... 0.5%
RA .......... $10,496 ... 0.5%
HTGC ..... $10,103 ... 0.5% (BDC)
WDI ........ $9,694 ..... 0.5%
RLTY ...... $9,474 ..... 0.5%
ASGI ...... $9,250 ..... 0.5%
DPG ....... $8,853 ... 0.4%
BXSL ...... $8,394 ... 0.4% (BDC)
BGB ....... $8,201 .... 0.4%
FRA ........ $8,199 ... 0.4%
OXLC ..... $8,132 ... 0.4% (largest yield 20.57%)
PHD ....... $8,111 ... 0.4%
OCCI ...... $8,102 .. 0.4% (yield 19.25%)
BGX ....... $7,885 .. 0.4%
BLW ....... $7,624 .. 0.4%
PTY ....... $7,574 ... 0.4%
XFLT .... $7,418 ... 0.4%
ECC ..... $7,258 ... 0.4% (yield 18.40%)
BIT ....... $6,891 ... 0.3%
NXG ..... $6,337 ... 0.3%
EIC ....... $5,796 ... 0.3% (yield 15.11%)
BST ...... $5,714 ... 0.3%
UTG ..... $5,311 ... 0.3%
UTF ...... $4,955 ... 0.2%
EXG ..... $4,793 ... 0.2%
FTHY ... $4,688 ... 0.2%
JEPQ ... $4,115 ... 0.2%
SPYI .... $4,101 ... 0.2%
Note how most of the CEF's are the smallest holdings. I would prefer to own 2 to 3 times more CEF's at a small percentage than to own a few as a large sized position. I want to spread income risk since we know that most CEF's will cut their distribution, but not at the same time. |
