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Non-Tech : Richmond County Savings Bank (RCBK)

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To: mod who wrote (20)2/21/1998 1:54:00 AM
From: KYA27  Read Replies (1) of 47
 
To Dennis and others, a few questions if you will?

1. Can you open accounts out of state w/o being
physically present, ie. over the phone..??

2. Is it worth taking a chance to open accounts in
small banks, ie.3 branches or so? Do they proportionately issue equal amt of shares as do
larger banks to depositors, or is the amt miniscule and not worth it??

3. Dennis, from your vast conversion experience, what would you say was the average ratio of what you had on deposit and how much stock you were allowed to buy, ie. $2000 ACCOUNT would buy you on avg. approximately how many shares???

4. Curious, how many accounts are you speculating in presently?? Are they instate, out of state??

5. In regards to demutualizations, read that Prudential may go public in a few years, what do
you feel about speculating in these?? How is the
amt of stock issued to policy holders determined, is it based on cash value of your acct or what??
Please give an example if you can...

Thank you all inadvance for your time..... Trying to
learn the ropes....
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