Re: OLDER FOLK PORTFOLIO 3.0 (OFP 2.0) ... Updated 01/10/2024
Older Folk Portfolio 3.0 objectives:
This portfolio wants to focus on income with a growth element. Ideally, I would like to have the Chowder Number around 10.0, that gives me a nice up front yield with respectable dividend growth going forward.
Dividends and distributions are what fund this portfolio.
This person is still working, his wife is as well, and they both have 401K's and real estate other than their primary address in addition to this rollover portfolio. I only manage the rollover, not their other investments.
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Portfolio Value: $776,341
Annual Income: $45,559
Portfolio Yield: 5.87%
Dividend Growth: (5 years) 4.2%
Chowder Number: 10.07 (need to stay above 8.0)
Beta: 0.88
Holdings: 82
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DIVERSIFICATION:
Financials ............... 19%
Information Tech. ... 14%
Cons. Staples ........ 14%
Utilities ................... 13%
Industrials .............. 12%
Real Estate ............ 10%
Discretionary .......... 7%
Healthcare .............. 6%
Energy .................... 3%
Communications .... 2%
Materials ............... <1%
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Symbol ........... % of portfolio
MO ......... $27,590 ... 3.6%
DUK ....... $25,234 ... 3.3%
O ............ $24,761 ... 3.2%
PRU ....... $24,486 ... 3.2%
SMH ...... $24,147 ... 3.1%
SO .......... $23,359 ... 3.0%
HD .......... $22,593 ... 2.9%
XLK ........ $18,007 ... 2.3%
HTGC ..... $17,094 ... 2.2%
MAIN ...... $16,422 ... 2.1%
TJX ........ $15,550 ... 2.0%
OBDC .... $13,948 ... 1.8%
PG ......... $13,855 ... 1.8%
NEE ....... $13,803 ... 1.8%
COST .... $13,156 ... 1.7%
BXSL ..... $12,883 ... 1.7%
FAST ..... $12,827 ... 1.7%
ARCC .... $12,748 ... 1.6%
EXR ....... $12,713 ... 1.6%
SCHD .... $12,098 ... 1.6%
PH ......... $11,961 ... 1.5%
RLTY ..... $11,857 ... 1.5%
QDPL .... $11,816 ... 1.5%
PFFA ..... $11,444 ... 1.5%
ABBV .... $10,989 ... 1.4%
SPYI ..... $10,987 ... 1.4%
ESS ...... $10,948 ... 1.4%
MSFT ... $10,871 ... 1.4%
PEP ...... $10,686 ... 1.4%
NBXG ... $10,512 ... 1.4%
EFT ...... $10,346 ... 1.3%
LMT ...... $10,035 ... 1.3%
EVF ....... $9,737 .... 1.3%
KMB ...... $9,645 .... 1.2%
AFL ....... $9,394 ..... 1.2%
FRA ....... $9,286 ... 1.2%
WDI ....... $9,217 ... 1.2%
PHD ...... $9,129 .... 1.2%
UTF ...... $9,083 .... 1.2%
BCAT .... $8,995 .... 1.2%
CMI ...... $8,951 ... 1.2%
CAT ...... $8,675 ... 1.1%
ETW ..... $8,659 ... 1.1%
ADP ..... $8,627 ... 1.1%
AMGN .. $8,611 ... 1.1%
JRI ....... $8,349 ... 1.1%
AEP ..... $8,184 ... 1.1%
ENB ..... $7,453 ... 1.0%
NVDA ... $7,415 ... 1.0%
KR ........ $7,089 ... 0.9%
ABT ....... $7,046 ... 0.9%
OXLC .... $6,675 ... 0.9%
ARDC .... $6,499 ... 0.8%
JEPQ ..... $6,009 ... 0.8%
JFR ........ $5,595 ... 0.7%
UTG ....... $5,547 ... 0.7%
AIO ........ $5,544 ... 0.7%
ISD ........ $5,200 ... 0.7%
PFN ....... $5,142 ... 0.7%
PTY ....... $5,118 ... 0.7%
PFL ....... $5,080 ... 0.7%
FTHY .... $4,896 ... 0.6%
EIC ........ $4,648 ... 0.6%
BIT ........ $4,569 ... 0.6%
BGX ...... $4,538 ... 0.6%
DLY ......... $4,507 ... 0.6%
CHW ....... $4,439 ... 0.6%
AVK ......... $4,239 ... 0.6%
ASGI ....... $3,973 ... 0.5%
SCHG ..... $ 3,171 ... 0.4% (new position)
MA ......... $2,531 ... 0.3% (new position)
ACN ....... $2,456 ... 0.3% (new position)
CVX ....... $2,443 ... 0.3% (new position)
LLY ........ $2,379 ... 0.3% (new position)
JNJ ........ $2,143 ... 0.3% (new position)
GOOGL ... $2,135 ... 0.3% (new position)
UPS ......... $2,101 ... 0.3% (new position)
LIN ........... $2,072 ... 0.3% (new position)
WEC ........ $2,067 ... 0.3% (new position)
SJM ......... $2,039 ... 0.3% (new position)
AVGO ...... $2,015 ... 0.3% (new position)
SWK ........ $2,002 ... 0.3% (new position)
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In this portfolio, a starter position size is 0.3% of the portfolio value and I will add to them from there, provided they go up in price. I'm not looking to average down on these small positions. |
