CFZ E-Wiggle Workspace Message Board

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Strategies & Market Trends : CFZ E-Wiggle Workspace

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To: skinowski who wrote (40536)	1/11/2025 12:23:45 PM
From: robert b furman	Read Replies (1) of 41459

Hi Ski, In 2023 I had my funds sitting in both CD's and Tresuries that were yieldin 5 -5.6%. As of late Decmber I had every one expire or be called. Yield had dropped to 4.15 to 4.30 ish. During that time period I did not renew the lower rates. Rather I've parked the funds in a Scwabb ETF which was slowly losing it rate to a current 4.4%. Some of their yield was in longer term treasurys, which has allowed yield to stay a bit above the shortterm rates available. If rates do go up, there is a huge amount of more than happy to gobble up a guaranteed 5% rate. I'm talking my book here: A rate increase will not urge me to sell my stocks. Those shares pay a qualified dividend that is taxed at a max of 20%. If one's aim is building revenue, the ETF money will renew CD's and treasurys. If the market does decline, I'll gladly buy stocks that pay a dividend that yield 6 to 7 percent. That's just me, but A LOT OF MONEY IS HOLDING IN MONEY FUND ETF's. We'll see. Bob

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