| | | Re: LEGACY PORTFOLIO ... FORMERLY KNOWN AS THE OLDER FOLK PORTFOLIO 2.0 (OFP 2.0) ... Updated 08/02/2025
This portfolio wants to combine growth, income and capital preservation, especially capital preservation. It's a blend of objectives.
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The total balance for both accounts:
Balance: $2,035,467
Annual Income: $109,149
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Taxable Account:
Portfolio Value: $1,696,350
Annual Income: $78,442
Portfolio Yield: 4.62%
Dividend Growth: 12.7% **
Holdings: 75
** This is not organic growth. SGOV does not pay a dividend but due to the amount of payments it has made over the last few years, the payouts showed a lot of interest rate growth and SSD includes that in the dividend growth number.
YTD Performance:
Taxable Account: Down -0.17% (was down -8.51% on last update.)
S&P 500: .......... Up +6.85%
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DIVERSIFICATION:
Information Technology ..... 26%
Financials .......................... 17%
Communications ............... 13%
Utilities .............................. 13%
Healthcare ......................... 9%
Energy ............................... 8%
Consumer Discretionary .... 5%
Real Estate ........................ 3%
Industrials .......................... 2%
Consumer Staples ............. 2%
Materials ........................... <1%
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Symbol ... Portfolio Value ... % of Portfolio
SGOV ........ $567,204 ...... 33.4% (ETF 0-3 month T-Bills Fund)
NFLX ......... $81,102 ........ 4.8% (new position)
NVDA ........ $58,544 ........ 3.5%
ABBV ........ $51,733 ........ 3.0%
META ........ $45,001 ........ 2.7% (new position)
SO ............ $43,505 ........ 2.6%
PLTR ........ $37,796 ........ 2.2% (new position)
AFL ........... $37,765 ....... 2.2%
DUK ......... $37,796 ........ 2.2%
ET ............ $36,470 ........ 2.1% (MLP)
HD ........... $35,498 ........ 2.1%
XLK ......... $34,704 ......... 2.0% (ETF - new position)
MAIN ....... $31,995 ........ 1.9% (BDC)
MRVL ...... $29,780 ......... 1.8%
WEC ....... $27,009 ......... 1.6%
SPMO ..... $24,911 ......... 1.5% (ETF - new position)
EPD ........ $22,133 ......... 1.3% (MLP)
AVGO ..... $21,648 ......... 1.3%
PFFA ...... $20,321 ......... 1.2% (ETF)
OBDC .... $19,712 .......... 1.2% (BDC)
EVN ....... $19,425 .......... 1.1% (CEF)
AIO ........ $18,443 .......... 1.1% (CEF)
ETY ....... $15,550 .......... 0.9% (CEF)
VZ ......... $15,008 .......... 0.9%
BXSL .... $14,503 ........... 0.9% (BDC)
EOS ...... $12,706 .......... 0.7% (CEF)
O ............ $11,597 ......... 0.7% (REIT)
TMO ....... $11,576 ......... 0.7% (new position)
ARCC ..... $11,195 ......... 0.7% (BDC)
TSLX ...... $10,760 ......... 0.6% (BDC)
JRI .......... $10,742 ......... 0.6% (CEF)
AVK ......... $10,649 ......... 0.6% (CEF)
SPYI ........ $10,550 ......... 0.6% (ETF)
JEPQ ....... $10,493 ......... 0.6% (ETF)
MSFT ....... $10,482 ........ 0.6%
ENB ......... $10,164 ........ 0.6%
HTGC ...... $10,054 ........ 0.6% (BDC)
GLD ......... $9,273 .......... 0.5% (ETF - new position)
RLTY ....... $9,269 ........... 0.5% (CEF)
MO .......... $9,267 ........... 0.5%
ETW ........ $7,713 ........... 0.5%
NBXG ...... $7,225 .......... 0.4% (CEF)
SMH ........ $7,099 .......... 0.4% (ETF)
NEE ........ $7,040 ........... 0.4% (new position)
EXR ........ $6,965 ........... 0.4% (REIT)
PRU ....... $6,546 ........... 0.4%
BST ........ $6,538 .......... 0.4% (CEF)
CHW ...... $6,310 .......... 0.4% (CEF)
ETV ....... $5,857 .......... 0.3% (CEF)
ASGI ...... $5,849 ......... 0.3% (CEF)
SPE ....... $5,761 ......... 0.3% (CEF)
NXG ....... $5,727 ......... 0.3% (CEF)
EFT ........ $5,583 ......... 0.3% (CEF)
BRW ....... $5,473 ........ 0.3% (CEF)
ECAT ...... $5,281 ........ 0.3% (CEF)
WDI ........ $5,229 ........ 0.3% (CEF)
BCAT ..... $5,184 ........ 0.3% (CEF)
ARDC .... $5,152 ........ 0.3% (CEF)
FRA ....... $5,148 ........ 0.3% (CEF)
JFR ....... $5,100 ........ 0.3% (CEF)
BLW ...... $5,083 ........ 0.3% (CEF)
FTHY ...... $5,079 ...... 0.3% (CEF)
RA .......... $5,024 ....... 0.3% (CEF)
PFN ....... $5,007 ....... 0.3% (CEF)
PFL ........ $4,946 ....... 0.3% (CEF)
BMEZ .... $4,946 ....... 0.3% (CEF)
PTY ....... $4,893 ....... 0.3% (CEF)
EVF ....... $4,835 ....... 0.3% (CEF)
ROAD .... $4,748 ...... 0.3% (new position)
XFLT ...... $4,735 ...... 0.3% (EFT)
CII .......... $4,708 ...... 0.3% (CEF)
OCCI ..... $4,671 ...... 0.3% (CEF)
HTD ...... $4,367 ....... 0.3% (CEF)
BME ..... $3,911 ........ 0.2% (CEF)
BDX ...... $2,646 ....... 0.3% (new position)
Note how almost all of the CEF's are kept small and almost all of representing just 0.3% of the portfolio value.
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TAX-DEFERRED ACCOUNT: (Has been drawing RMD's for 10 years)
YTD Performance:
Tax-deferred: Up +4.87%% (was down -12.70% at the last update)
S&P 500 ...... Up +6.85%
Portfolio Value: $339,117
Annual Income: $30,707
Portfolio Yield: 9.06%
Dividend Growth: 4.5%
Holdings: 37
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DIVERSIFICATION:
Financials .............................. 27%
Information Technology ......... 23%
Utilities .................................. 12%
Communications .................... 8%
Industrials .............................. 7%
Energy ................................... 6%
Consumer Discretionary ........ 6%
Healthcare ............................. 4%
Real Estate ............................ 3%
Consumer Staples ................. 2%
Materials ............................... <1%
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Symbol ... Portfolio Value ... % of Portfolio
SGOV ....... $19,275 .......... 5.7% (ETF - 0-3 month T-Bills Fund)
NBXG ....... $18,178 .......... 5.4% (CEF)
AIO ........... $16,721 .......... 4.9% (CEF)
ARDC ....... $13,294 .......... 3.9% (CEF)
EFT ........... $11,951 .......... 3.5% (CEF)
EOI ........... $11,930 ........... 3.5% (CEF)
JFR ........... $11,662 ........... 3.4% (CEF)
BST .......... $11,576 ............ 3.4% (CEF)
OBDC ...... $11,546 ............. 3.4% (BDC)
UTG ......... $11,304 ............. 3.3% (CEF)
RA ............ $10,576 ............ 3.1% (CEF)
ETW ......... $10,284 ............ 3.0% (CEF)
ASGI ........ $10,231 ............ 3.0% (CEF)
HTGC ...... $10,226 ............ 3.0% (BDC)
CII ............ $10,058 ............ 3.0% (CEF)
WDI ......... $9,920 .............. 2.9% (CEF)
ARCC ...... $9,583 .............. 2.8% (BDC)
DPG ........ $9,280 .............. 2.7% (CEF)
NXG ........ $8,590 .............. 2.5% (CEF)
BXSL ....... $8,484 .............. 2.5% (BDC)
BGB ........ $8,215 .............. 2.4% (CEF)
FRA ......... $7,775 .............. 2.3% (CEF)
BGX ........ $7,731 .............. 2.3% (CEF)
BLW ........ $7,667 .............. 2.3% (CEF)
AVK ........ $7,594 ............... 2.2% (CEF)
PTY ........ $7,298 ............... 2.2% (CEF)
BIT ......... $6,920 ............... 2.0% (CEF)
ADX ....... $6,345 ............... 1.9% (CEF)
EOS ....... $6,175 ............... 1.8% (CEF)
UTF ........ $5,736 ............... 1.7% (CEF)
EXG ........ $5,643 .............. 1.7% (CEF)
BOE ........ $5,595 .............. 1.6% (CEF)
FTHY ...... $5,586 .............. 1.6% (CEF)
JRI .......... $5,568 .............. 1.6% (CEF)
SPYI ....... $5,124 ............... 1.5% (ETF)
JEPQ ...... $5,058 .............. 1.5% (ETF)
ERH ........ $418 ................. 0.1% CEF - just purchased yesterday, will build this month.
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This account consists of CEF's, ETF's and BDC's only. |
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