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Strategies & Market Trends : Young and Older Folk Portfolio

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livwell
Ridgelander
To: Jeansn6 who wrote (21201)10/11/2025 4:49:51 PM
From: jritz02 Recommendations  Read Replies (1) of 22004
 
RE: So temporary downs shouldn't matter much to you, if you believe the long-term trend of the market is up?

They matter to my wife :) She likes looking at a larger number and doesn't like to see it go in the wrong direction.
Actually, I have sold much income and can make it up easily like I did with KGLD. Buffered funds aren't taking me out of the market, I still participate but the downside risk is substantially diminished.

The downside is also important for the future if I decide to buy a vacation home in warmer climes or to help out my kids and grandkids. A legacy portfolio is important for me.

Would you care if your portfolio was cut in half in the next year even if your income is relatively intact? I would, that's why I like the buffer funds, I'm not sure how much the market would be in the next year, but I'll participate in the first 6 or 7% while protecting my downside. I don't see this market continuing to give 15 -20% gains year after year. I have seen this story before.

I hope this helps.
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