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Strategies & Market Trends : Young and Older Folk Portfolio

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Steve Mac

To: mykesc2020 who wrote (21431)	10/20/2025 3:51:14 PM
From: Markbn	1 Recommendation of 22045

RE: Social Security at age 62 I know there are many ways to handle this, and everyone's personal situation is different. I took at 67, which was a few months past my date when I hit FRA (full retirement age). For us, this was the ideal situation. We did not need it earlier, and to wait until a later age didn't seem like much. My wife just hit 65, and here FRA is 67. She will wait until then to collect,, but her monthly amount will most likely be based on 50% of my earnings record, as she has many years with low earnings while the kids were growing up. I should point out that we both have T-IRAs and R-IRAs. In addition, I have 2 pensions that I am collecting. This also factored into the decision we made regarding my collection of SS.

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