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Strategies & Market Trends : Young and Older Folk Portfolio
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To: chowder who wrote (21863)11/3/2025 12:45:47 PM
From: Max2.0   of 23248
 
That is a great idea. Not an option on health insurance if we want to use the Retiree benefits.

But we now have a $34K deductible on our homeowners insurance. So lets hope nothing bad happens to our home going forward.

Note to anybody out here in CA and on the Fair Plan for homeowners insurance. Out Broker is telling us that the Fair Plan is essentially insolvent due to the Palisades fire in LA. That will likely translate into huge premium increases over above the outrageous premiums already in place. We are hopefully getting off the Fair plan with Farmers insurance. That is if we pass the house inspection this Wednesday.

Looks like there are only 2 insurers still writing policies in Fire Risk areas. Farmers and USAA. USAA requires present or former military service of a family member to qualify.
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