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Strategies & Market Trends : Young and Older Folk Portfolio
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To: macbolan who wrote (21979)11/5/2025 3:37:10 PM
From: cemanuel1 Recommendation

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cajman1

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I've been doing Roth Conversions to basically get myself to the top of the 24% tax bracket. But this is year one of the 2-year average for Medicare Premiums so my plan is to make no more than $103k. In early December I'll run numbers and see where I'm at. Could be anywhere from being able to do a small conversion (I haven't done any this year) to having to make a donation to reduce my income.

My problem is I'm now selling the best performers in my taxable account for living expenses, just two stocks left. One has 700% gains, the other 900%.

Always something to complain about - I could be having trouble keeping the lights on, paying rent, or buying food.
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